Bad Credit & First-Time Buyer Financing
Everyone deserves a reliable car. Whether you have bad credit, no credit, or you're buying your first car, we'll work hard to find you financing options.
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Frequently Asked Questions
What credit scores do you work with?
We work with a range of lenders and programs, including options for good credit, bad credit, no credit, and first-time buyers. There is no single minimum score, and all financing is subject to credit approval.
Do you offer bad credit financing?
Yes. We specialize in helping customers with challenged credit, no credit, and past credit issues explore financing options. We cannot guarantee approval, as it depends on lender criteria, income, and other factors.
What do I need to apply for a car loan?
Typically a valid ID, proof of income, and proof of residence. Apply online and we will let you know if anything else is needed.
Is applying online safe and free?
Yes. Our online application is secure, free, and puts you under no obligation to purchase.
Do you accept trade-ins?
Yes. We accept trade-ins and also buy vehicles outright, even if you do not purchase from us. You can request a value online at https://cartownauto.com/sell-us-your-car-selma-nc.
Do you help first-time buyers?
Yes. We have financing programs designed for first-time buyers and people building credit. Approval depends on lender criteria and is not guaranteed for every applicant.
Where is Cartown Auto Sales LLC located?
Cartown Auto Sales LLC is located at 1555 Lizzie Mill Rd, Selma, NC 27576, in Johnston County, convenient to Smithfield, Clayton, Goldsboro, and the greater Raleigh area.